Behind on your mortgage payments due to illness, or lost job?
First example of a short sale:
If you answer yes to any of the questions below, will most likely qualify for a short sale, or refinance to lower your monthly payment!
Behind of Your Mortgage Payments
Mortgage Interest Rate Over 6%
Cannot Work Due to Illness
Cannot Pay Your Mortgage Due to a Lost Job
Client owed $289,000.00 on their Tennessee home
I initiated the short sale at no cost to the home owner
The house sold for $216,000.00 in less than 6 months
Client was released from owning the $73,000 shortage on the loan
Bank actually paid the seller $2,000.00 for keeping the property neat and clean during the sale process!
Second example of a short sale I just listed for a terminally ill seller:
Client owes $124,000.00 on their Tennessee home.
I initiated the short sale at no cost to the home owner.
The bank is going to pay the home seller between $5,000.00 to $30,000.00 when the property closes for maintaining the property during the sale process!!!
If your home is worth less than what you owe the bank, or you are behind on your payment you're not alone! Some surveys show that as many as 40 - 50% of home sales owe more than their home is worth. Owing more than your home is worth may be the most stressful situation you can be in... I am here to help!
Don't let your monthly payments bankrupt you!
What is a Short Sale? A short sale is when the bank agrees to take less than what is owed on the mortgage to close on the sale of a home.(there are not fees to the seller) A short sale is a common solution for people that owe more than their home is worth, can't afford the monthly payments or don't have the money to bring to closing to complete the sale of their home. PLUS a lot of banks are now paying home owners as much as $5,000 to $30,000 for relocation costs if they maintain the home during the sale! They pay this because it’s cheaper than the foreclosure process!
(We are not licensed attorney's or CPA's so cannot advise on tax consequences but there is relief if you sell short, see Mortgage Forgiveness Debt Relief Act of 2007. The IRS could consider the loss as income but the tax act may forgive it!)
I can help you find a solution to your mortgage problem whether it’s a short sale or a government sponsored refinance, so please call me today at 615-364-0948. I've been through this personally in 2010 and have processed MANY short sales for others. I understand how embarrassing and stressful your situation is, and as a Christian company helping you is my way of giving back.
There is no cost to you and we will never ask you for any money at anytime!
The bank will pay our compensation for getting the property sold. At the same time we will look out for your interests and take the pain and confusion out of doing a short sale. We provide, at no cost to you, an ethical and professional solution. While it is possible to negotiate on your own most often the bank will want your property listed with a real estate professional. ResultsMLS has sold hundreds of properties.
I have done many short sales so we can guide you through the process. Many times it takes 60 - 90 days and hours of time spent on the phone tracking down the right people and processing the deal. You do not want to risk losing a buyer due to long processing times. (No money comes out of your pocket since the bank takes less than what is owed.)
THE KEY TO A FAST, SUCCESSFUL SHORT SALE IS TO TAKE THE TIME UP FRONT AND GATHER ALL OF THE PAPERWORK WE'LL NEED TO PROCESS THE TRANSACTION.
Just call me at 615-364-0948 or send me an email of your situation to get started. I'll need:
Mortgage balance on 1st and 2nd mortgages
Months behind on payments
Your Contact information
Please email to me at email@example.com
All emails and calls are STRICTLY CONFIDENTIAL!!
Please let me know if I can help.
615-822-5808 - Office
615-364-0948 - Cell
866-232-1618 - Fax